Money Hawk
MONEY HAWK
Your financial ally
Free tools, no credit check

Two things worth doing before you borrow.

Business lending in Australia is the least protected credit there is, and nobody is obliged to tell you that. These two tools hand you what the lenders publish about themselves, and the questions worth asking before you sign. Answer the questions and your result is on the screen in minutes.

Money Hawk mascot, a hawk in a business suit, arms folded

The Knock-Back Decoder

A knock-back is almost never a no. It is a no to that product, at that amount, at that lender. Put in your real numbers and see which doors are actually open.

  • 23 finance products across 14 Australian lenders
  • Sorted into open now, one thing away, and not yet
  • Shows the exact criterion you miss, and what would change it
  • No credit check, and your answers are worked out in your browser
Run the decoder →

The 5 Minute Lender Check

Sixteen checks to run before you sign a business loan. Not because the lender is dodgy, but because every one of these is free to verify and almost nobody does it.

  • Who you are dealing with, and whether you have any recourse
  • What happens the first month you are short
  • What they can actually take, and what it really costs
  • Prints as a sheet you take into the conversation
Run the check →
Why these are free

Because the answers are already public. Nobody has put them in one place.

Every lender criterion in the decoder was read on the lender's own published page. Every regulatory statement in the lender check was read on the regulator's own site, and each one is linked so you can check it yourself rather than take our word for it. All of it was read on 16 August 2026.

None of the research is behind a form. Every criterion, every regulator quote and every source link is on the page whether you give us anything or not, and so is your headline result: finish the questions and your score, or the number of lenders open to you, is on screen straight away. What we do ask for, once you have that, is a name, an email and a mobile before we show you the detail behind it. That is the trade, and it is stated here rather than sprung on you at the end.

How Money Hawk gets paid

Money Hawk is not a lender and not a broker. We introduce Australian businesses to vetted business finance specialists, and we may receive a referral fee if you proceed. It does not change the rate or the terms you are offered.

Nothing on these pages is a recommendation to borrow. If the honest answer is that you should not take this loan, we would rather you heard it here.

Already know where you stand?

Money Hawk matches you with a vetted business finance specialist who knows your industry. We are not a lender, and we will tell you when the answer should be no.

Get matched

For businesses trading over 6 months and turning over $20,000 a month. All finance is subject to lender eligibility and assessment.